Cover That Fits Your Business
The Smarter Way to Protect Your Business
Tailored cover for companies of every size from startups to established enterprises.
Comprehensive Protection
Safeguard your business from unexpected risks with coverage that fits your industry and size.
Flexible Plans
Choose the coverage you need, with options that scale as your business grows
Expert Support
Get guidance from experienced insurance professionals who understand the challenges businesses face.
About Us
Protecting Your Business, Every Step of the Way
Running a business comes with risk but having the right insurance shouldn’t be one of them. Our tailored solutions give you peace of mind, so you can focus on growth, innovation, and serving your customers.
From startups to established companies, we provide flexible coverage and expert guidance designed to fit your unique needs.
Our Services
Tailored solutions for your coverage
01
Business Combined Insurance
Comprehensive protection for your business premises, equipment, and liability all in one policy.
02
Contractors Combined Insurance
Designed for contractors and tradespeople to safeguard projects, tools, and on-site risks.
03
Motor Fleet Insurance
Keep your business moving with coverage for multiple vehicles under one policy.
01
Motor Trade Insurance
Specialist insurance for vehicle dealers, workshops, and the automotive industry.
02
Directors & Officers Insurance
Protect your leadership team from legal claims and financial risks.
03
Commercial & Residential Landlords Insurance
Secure your business and property assets against damage, theft, and liability.
01
Private Medical Insurance
Health coverage solutions for business owners and employees.
02
High Net Worth Home & Motor Insurance
Specialist coverage for high-value vehicles and assets, tailored to your lifestyle.
Get Your Tailored Quote
Protect your business with insurance designed to fit your needs. It only takes a few minutes to see your options and get peace of mind no obligations, no hassle.
Why Choose Us
At RJT Insurance, we take pride in our ability to provide seamless integration of systems and expedited onboarding for insurance programs.
24/7 Customer Support
Fast Claims Processing
Multi-Policy Discounts
Easy Policy Renewals
Our Process
Guiding you through our three-step process
Needs Analysis
01
Identify your risk and neccessary coverage
Tailored Coverage
02
Prepare competitive whole of market terms
Confirmation
03
On going risk support and claims management
Common Questions
Unlocking the power of insurance together.
What types of business insurance do I need?
This depends on your business, but the most common policies include public liability insurance, professional indemnity insurance, employers liability insurance (legally required in the UK if you have staff), and property or contents insurance.
How much does business insurance cost?
Costs vary based on factors like your industry, business size, turnover, number of employees, and level of cover. A small sole trader may pay a modest monthly fee, while larger or higher-risk businesses pay more.
Is business insurance legally required?
In the UK, employers liability insurance is usually mandatory if you employ staff. Other types (like public liability) aren’t legally required but are often essential for protecting your business and may be required by clients or contracts.
What does business insurance actually cover?
Coverage depends on the policy, but typically includes protection against claims for injury or damage (liability insurance), legal costs, loss or damage to property, and sometimes business interruption or loss of income.